FinTech

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    Robo-advice in ten points – asset management on the cusp of dramatic change

Robo-advice in ten points – asset management on the cusp of dramatic change

The asset management industry is currently in a state of flux, and the manner in which individuals and institutions interact with their wealth managers is on the cusp of dramatic change. Digitisation and increased use of technology should mean that we are at the point of a low-cost revolution. This is likely to impact job security in financial services […]

The bitcoin fork: What’s happening

Background

For the past number of years we’ve been hearing a lot about bitcoin – how the technology of a blockchain, coupled with certain restrictions and incentives for various parties, could produce a viable currency, independent of either physical collateral or the authority of a state. In many respects it would seem that bitcoin has been a success. Now when […]

The exploding popularity of RegTech

Following on from our piece on WealthTech – we look at the rise and rise of RegTech (previously known as regulatory technology.) RegTech is a subclass of FinTech, and concerns the use of technology to create efficiencies in financial services for issues regarding regulatory reporting and compliance.

The graph below shows that, if nothing else, the term has exploded in […]

Seven signs of over-hyped Fintech

In 2015 Dan Davies wrote an excellent guide to Fintech business models (the “Fin”) that provided a very effective tool for looking beyond the hype. The other side of Fintech that the non-technologist (and even many experienced IT professionals) have trouble with is the actual “Tech”.  A great many people in finance have now reached the point where they […]